Investment review – Feb. 2020

Feb review 2020

The year 2020 stays exciting and the news cycle does not slow down. The global impact of Covid-19 started to manifest in February and resulted in the worst week for the stock market since 2008/09

As a global pandamic seems to be unstoppable markets went down more than 10% in one week. This resulted in a significant drop of my portfolio as well. 

My total portfolio (ETFs, Stocks, P2P, Crypto) took a hit of – 4,5%. Not to bad under these circumstances. 

Nonetheless I’m not scared or panicky – The market went up quite a bit and in total and is now set back 4 months:

The MSCI World index value is now comparable to Oct. 2019.

The global impact of Covid-19 just started to show and it is still unclear how severe it will be.
Will it result in a global pandemic?  Will markets fall further? Will it lead into a recession?

Who knows – But one thing is clear:

The threat of Covid19 is real and it is important to stay level-headed. We must not panic, give in to fear and believe all media hysteria. 

If you want to learn more about the virus from a vetted source have a look here (Johns Hopkins).

To see how the worst stock drop since 2008 impacted my portfolio keep on reading. 

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Investment review – Jan. 2020

Jan2020

The start of 2020 was a hell of a ride.

We were near WW3, had the US president impeachment process begin and are now hit by a novel corona virus in Asia. Markets took a few hits but went nonetheless up. Are we still taking part in a rational market?

My portfolio took a few hits as well but I ended the month in the green. Since market gains come and go the important question for me is whether my passive income is increasing or not. 

Well, its increasing in a hell of a tempo. I made in the month of January more than the double compared to the total Q1 of last year. 

Since everything is going into the right direction I stuck to the strategy  and invested a total of 760 in new stocks and ETF while also increasing the emergency cash-fund. 

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October 2019 in review

Oct. 2019 in review

October was an OK month if it comes to investing. Nothing out of the ordinary happened and the monthly stream of fresh money went into the different buckets.

The stock market developed nicely and my ETF+Stock portfolio gained a bit in value.

My P2P investments resulted in a bit more than last month but no earth shattering gains there.

The  total passive investment once again crossed the 20€/month mark. Compared to last month it decreased a bit because of fewer dividends I received this month.

I’m happy with the current development and working hard to cross the 50€/month next year  🙂

For more details keep reading!

 

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September 2019 in review

Portfolio Update September 2019

September went on to become quite an interesting month. On the one hand, I was able to invest a total of 1100€. I bought new stocks, kept the monthly ETF-savings plan running and put some euro into the p2p-platform Mintos. 

On the other hand, I had to access my emergency fund. I withdrew 4000€ for personal matters later this month right after all investments went through. Fortunately the backup cushion was big enough and the psychological impact was minimal.

This situation once again proved to me the importance of having a personal emergency fund. 

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