Portfolio | Building The Base

October 2019 in review

November 9, 2019 No Comments

October was an OK month if it comes to investing. Nothing out of the ordinary happened and the monthly stream of fresh money went into the different buckets.

The stock market developed nicely and my ETF+Stock portfolio gained a bit in value.

My P2P investments resulted in a bit more than last month but no earth shattering gains there.

The total passive investment once again crossed the 20€/month mark. Compared to last month it decreased a bit because of fewer dividends I received this month.

I’m happy with the current development and working hard to cross the 50€/month next year 🙂

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Investing, Portfolio

September went on to become quite an interesting month. On the one hand, I was able to invest a total of 1100€. I bought new stocks, kept the monthly ETF-savings plan running and put some euro into the p2p-platform Mintos.

On the other hand, I had to access my emergency fund. I withdrew 4000€ for personal matters later this month right after all investments went through. Fortunately the backup cushion was big enough and the psychological impact was minimal.

This situation once again proved to me the importance of having a personal emergency fund.

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Investing, Portfolio

In search of the right strategy

September 7, 2019 No Comments

Right after finishing my masters degree in 2017 and entering my current position it was clear that I have to start investing in order to gain more independence and freedom.

The first step towards getting control over my financial situation was getting into the right mindset. I decided to treat my financial life like a business. Tracking income, expenses and investing in the right assets at the right time was the way to go.